Our main business is Mutual Fund & Insurance Distribution. However, incidental to this we provide other services like Debt Management, Retirement Solutions, Fixed Income and Financial Literacy workshops.

We believe in change of Investors plans as their lifestyles and needs do. Through us, investors are offered an extensive array of mutual funds and insurance products for different stages of life.

The process includes three different steps:

• Creating a sustainability analysis of the Individual
• Allocating Mutual Fund & Insurance Products to achieve the Financial Goals
• Tracking & Re-Balancing the same on regular basis

In the process defined above following services are provided from our side:

Sustainability Ananlysis: Sustainability ananlysis is the process of assessing risk profile of an individual. We try to understand the needs and aspiration of the individual. Here we try to quantify an individual’s requirements in terms of money and do the product suitability ananlysis depending upon the risk, age and return expectation.

Asset Allocation: To attain the desired goals, we do product suitability depending upon the risk appetite and accordingly offer then different solutions in the form of Mutual Fund Investments.

Insurance Planning: Insurance provides protection and to is an effective tool to eliminate uncertain risk. For protection of your financial goals Insurance is very important, as it tries to mitigates the uncertainty in the form of death, disablement, medical expenses, loss to property, managing professional liability and others exigency. We identify what insurance (Life/Health/General) is required to protect yourself and your family. We help you to prepare yourself if things go wrong financially.

Financial Coaching: We thrive to provide financial wellness to our client’s and it cannot be achieved only by the right mix of financial products. Here we try to connect the dots between the money and the emotions to which will enable the individual take better financial decisions. We educate our clients and help them set their goals, create a plan of action to achieve them and ensure that you convert the paln into reality.

Financial Literacy & Financial Wellness Solution: Financial Literacy means understanding how to earn, save, spend, manage and invest money and Financial Wellness on the other hand is the state of being in sturdy financial health so that individuals can effectively manage their day-to-day finances, protect against unplanned expenses and financial shocks, and plan to save for future milestones. It is a totalistic approach to one’s personal financial wellbeing. Objectively, it is an individual’s total financial situation; Subjectively, it is how the person feels about their financial situation. 

“Financial wellness” differs from “financial literacy,” but not everyone supports on where to put the separating line. A reasonable place, though, is that financial wellness reflects the application of what people learn by improving their financial literacy. We are trying to bridge the gap by providing the below services to different set of groups.

• Financial Literacy program for Students & Woman
• Financial Wellbeing workshop for the employees of the company
• Personalized Financial Menoting & Coaching
• Tailored made solutions for the Baby Boobers, Gen X, Millennials and Gen Z

PAY IT FORWARD:

As a part of giving back to society, we as an organisation are conducting workshops on Financial Literacy & Financial Wellness on pro-bono basis to Women-focused Organisation, Schools, Residential Societies and NGO’s.

The objective of the workshop is to enhance the awareness about the personal finance hygiene among the working professionals, working women’s, students, housewives, teachers and other. Major topics covered are – Budgeting, Savings Habits, Money Management, Asset Classes, Debt Management, Income Tax Planning, Financial Goals, Investment Planning, Insurance, Retirement Planning and Estate Planning.  

For conducting any workshops on the above subject, you can reach out to us at contactus@investenable.co.in / +91 9833998427

Important Disclosures:

• We are purely a Mutual Fund Distributor and Insurance Distributor, hence earn our commission as a product distributor.
• However incidental to our services, due to our key source of Income as a distributor of Mutual Funds & Insurance, we provide add on services like- Fixed Deposit investments, Debt Management, Retirement Solution and Financial Literacy, we do not charge any extra fees for any of these incidental services
• As a part of our own philosophy we keep a very transparent and clear disclosure of our earnings for the understanding of our clients:

Note: The Portfolio Expenses are capped at certain level from 1% to 2.25% by SEBI and is charges as per the Asset size and on annualized calculation method. The net NAV announced by the Fund under its regular plan is less of such charges taken on weekly average valuation of the portfolio assets